Silane and germane were condensed with F2 at high dilution in argon on a 13 +/- 1 K substrate. Weak product complexes produced on condensation and increased by ultraviolet photolysis are assigned to SiH3F--HF, SiH2--HF or SiH2--(HF)2, and HSiF--HF. Annealing produced new bands due to F atom reactions that are attributed to SiH3-HF. The GeH3F molecule was observed in the similar GeH3F--HF complex. H-F vibrations in these complexes suggest that F is more basic in GeH3F than in SiH3F owing to the more electropositive nature of germanium as compared to silicon.